Consumer Finance Specialist Job Opening

Consumer Finance Specialist

CNAC Alabama Inc

Tuscaloosa, Alabama
$11.00 - $15.00 an hour
Category: Finance Manager

Car Now Acceptance Company ( CNAC ) is the exclusive finance provider for JDByrider, the nations largest used car sales and finance franchise. JDByrider and CNAC work together to provide automotive financing for buyers with limited or challenging credit history. Our joint program aims to provide the right automotive financing for a car that meets the buyer's needs at a payment they can afford.

CNAC is currently seeking to fill a new opening in our Tuscaloosa office.

The role of Consumer Finance Specialist has two primary responsibilities

  • Assist the Branch Finance Manager in making lending decisions by meeting one-on-one with auto loan applicants and assessing applicants ability to repay future debts.
  • Collecting on new customer loan accounts by making regular daily contact attempts by phone or in field.

We are looking for applicants with

  • Valid driver's license and dependable transportation
  • Prior experience in collections, rent to own, leasing, consumer finance, banking, pay day title lending or a similarly related field would be a HUGE plus but not required
  • Some college experience is preferred

And most importantly, we are seeking applicants who are

  • Trustworthy, kind, and courteous
  • Able to listen and provide solutions
  • Well organized and able to finish assigned tasks in a timely manner
  • Able to work a five day, 44 hour work week including evening hours and Saturdays

What we offer

  • Industry competitive hourly pay plus monthly bonus opportunity. Our top earners in this position earn $39,000 to $42,000 annually.
  • Paid training
  • One week paid vacation after one year employment. Two weeks paid after three years employment.
  • Health care and dental insurance available
  • Accidental insurance and low-cost disability insurance available
  • Paid holidays after one year employment

* Please Note : Employees in this position may be asked to

  • Provide proof of residence within 30 minutes of office location
  • Complete safe in field visits to a debtor's home or work
  • Provide a motor vehicle history report

Job Type: Full-time

Salary: $11.00 to $15.00 /hour


  • Driver's License (Required)